Wfg Samenvattingen, Aantekeningen en Examens
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WFG Exam Questions & Answers | 280 Questions with 100% Correct Answers | Latest Update | Verified
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What is meant by referring to an insurance policy as a unilateral contract? - Only one party makes a 
legally enforceable promise 
when must insurance records of insurance agents and brokers be made available to the Insurance 
Commissioner? - At all time 
Any situation that presents that possibility of a loss is known as - a loss exposure 
Which of the following information is not required to be communicated in a Life insurance contract? - 
Personal judgement 
the direct distribution of insura...
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WFG Final Exam Actual Questions and Answers 2023-2024 Test Bank Rated A+
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WFG EXAM QUESTIONS AND ANSWERS
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WFG EXAM QUESTIONS AND ANSWERS
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WFG Final Exam Questions Rated 100% Correct!!
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John owns an insurance policy that gives him the right to share in the insurer's surplus. What kind of 
policy is this? 
-Non-participating 
-Contributory 
-Participating 
-Surplus - Answer-"Participating". 
Participating policies give the policyowner the right to 
share in the insurer's surplus. 
Which of the following is NOT a benefit of insurance? 
-Reduces the uncertainty of loss exposures 
-Losses due to fraud are eliminated 
-Makes a loss whole again 
-Source of investment funds - Answ...
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WFG exam study Questions Rated 100% Correct!!
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Speculative Risk - Answer-A risk in which there is a chance of either loss or gain. Never insurable 
Insurance - Answer-A contract whereby one undertakes to indemnify another against loss, damage, or 
liability arising from a contingent or unknown event. 
hazard - AnswerAccelerated benefits - Answer-Riders attached to life insurance policies which allow death benefits to be 
used to cover nursing or convalescent home expenses. 
Accident - Answer-An unplanned ned, unforeseen event which occurs su...
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WFG EXAM QUESTIONS WITH 100 % CORRECT ANSWERS | VERIFIED
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Which of the following is true in regard to health insurance issued on a group basis? 
a. All eligible members must be covered under a "non-contributory" group health plan 
b. All eligible members must be covered under a "contributory" group health plan 
c. No less than 50% of the eligible employees must elect to participate in the plan if it is considered a 
"contributory" plan 
d. No less than 75% of the eligible employees must elect to participate in the plan if it is considered a 
"no...
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WFG Final Exam | 370 Questions with 100% Correct Answers | Latest Update | Verified
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WFG Final Exam | 370 Questions with 
100% Correct Answers | Latest Update | 
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WFG Certification Test | 330 Questions with 100% Correct Answers | Latest Update | Verified
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WFG Certification Test | 330 Questions 
with 100% Correct Answers | Latest 
Update | Verified
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WFG Exam Questions & Answers | 280 Questions with 100% Correct Answers | Latest Update | Verified
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WFG Exam Questions & Answers | 280 
Questions with 100% Correct Answers | 
Latest Update | Verified
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WFG License Practice Questions and answers 2023
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WFG License Practice Questions and answers 2023