Wfg Samenvattingen, Aantekeningen en Examens
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WFG LIFE INSURANCE QUESTIONS AND ANSWERS
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WFG LIFE INSURANCE QUESTIONS AND ANSWERS
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WFG EXAM with Questions & 100% Correct Answers
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Which of the following is true in regard to health insurance issued on a group basis? 
a. All eligible members must be covered under a "non-contributory" group health plan 
b. All eligible members must be covered under a "contributory" group health plan 
c. No less than 50% of the eligible employees must elect to participate in the plan if it is 
considered a "contributory" plan 
d. No less than 75% of the eligible employees must elect to participate in the plan if it is 
considered a "no...
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WFG Exam Prep Questions | 100 Questions with 100% Correct Answers | Latest Update | Verified
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WFG Exam Prep Questions | 100 Questions 
with 100% Correct Answers | Latest Update | 
Verified
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WFG License Practice Questions and Answers 100% Verified and Updated
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WFG License Practice Questions and Answers 
100% Verified and Updated 
If the insured has a terminal illness, which provision would allow him or her to access a 
portion of the policy death 
benefit prior to death? - Correct Answer ️️ -Accelerated benefits 
All of the following are classified as life activities by the ADA (Americans with Disabilities 
Act) EXCEPT: - Correct Answer ️️ -Driving 
An insurer selling without a license would be guilty of which of the following? - Correct 
Answ...
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WFG exam study Questions with 100% Correct Solutions
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WFG exam study Questions with 100% Correct Solutions 
Speculative Risk - Correct Answer ️️ -A risk in which there is a chance of either loss or 
gain. Never insurable 
Insurance - Correct Answer ️️ -A contract whereby one undertakes to indemnify 
another against loss, damage, or liability arising from a contingent or unknown event. 
hazard - Correct Answer ️️ - 
Accelerated benefits - Correct Answer ️️ -Riders attached to life insurance policies 
which allow death benefits to be ...
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WFG Exam Questions & Answers | 280 Questions with 100% Correct Answers | Latest Update | Verified
- Tentamen (uitwerkingen) • 27 pagina's • 2023
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WFG Exam Questions & Answers | 280 Questions with 100% Correct Answers | Latest Update | Verified 
What is meant by referring to an insurance policy as a unilateral contract? - Only one party makes a legally enforceable promise 
when must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? - At all time 
Any situation that presents that possibility of a loss is known as - a loss exposure 
Which of the following information is not required to be comm...
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WFG EXAM QUESTIONS AND ANSWERS 100% PASS
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WFG EXAM QUESTIONS AND ANSWERS 100% PASS 
Which of the following is true in regard to health insurance issued on a group basis? 
a. All eligible members must be covered under a "non-contributory" group health plan 
b. All eligible members must be covered under a "contributory" group health plan 
c. No less than 50% of the eligible employees must elect to participate in the plan if it is 
considered a "contributory" plan 
d. No less than 75% of the eligible employees must elect to participa...
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WFG final EXAM with Questions & 100% Correct Answers
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John owns an insurance policy that gives him the right to share in the insurer's surplus. What 
kind of policy is this? 
-Non-participating 
-Contributory 
-Participating 
-Surplus - "Participating". 
Participating policies give the policyowner the right to 
share in the insurer's surplus. 
Which of the following is NOT a benefit of insurance? 
-Reduces the uncertainty of loss exposures 
-Losses due to fraud are eliminated 
-Makes a loss whole again 
-Source of investment funds - "Losses du...
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WFG Final Exam Questions and Answers 100% Correct
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WFG Final Exam Questions and 
Answers 100% Correct 
John owns an insurance policy that gives him the right to share in the insurer's surplus. 
What kind of policy is this? 
-Non-participating 
-Contributory 
-Participating 
-Surplus - Correct Answer ️️ -"Participating". 
Participating policies give the policyowner the right to 
share in the insurer's surplus. 
Which of the following is NOT a benefit of insurance? 
-Reduces the uncertainty of loss exposures 
-Losses due to fraud are elimi...
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WFG Final Exam | 370 Questions with 100% Correct Answers | Latest Update | Verified | 135 Pages
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John owns an insurance policy that gives him the right to share in the insurer's surplus. What kind of 
policy is this? 
-Non-participating 
-Contributory 
-Participating 
-Surplus - "Participating". 
Participating policies give the policyowner the right to 
share in the insurer's surplus. 
Which of the following is NOT a benefit of insurance? 
-Reduces the uncertainty of loss exposures 
-Losses due to fraud are eliminated 
-Makes a loss whole again 
-Source of investment funds - "Losses du...
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