Freddie Study guides, Class notes & Summaries
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CHAMPIONS REAL ESTATE FINANCE GRADED A+ ALREADY PASSED 2023
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Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers more than one piece of property. 
 
Wraparound Mortgage - c...
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RMLO - Champions School of Real Estate| 109 questions with 100% correct answers
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A market for the purchase and sale of existing mortgages designed to provide greater liquidity for selling mortgages is called the ________. 
secondary market 
 
 
 
The Federal agency established to restore Fannie Mae and Freddie Mac to a sound and solvent financial condition is _____. 
Federal Housing Finance Agency (FHFA) 
 
 
 
The ____ guarantee allows mortgage lenders to obtain a better price for their loan in the capital markets. 
Gov't. National Mortgage Association - Ginnie Mae 
 
 
 
T...
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MLO Test Questions and answers correctly solved 2023/2024
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MLO Test Questions and answers correctly solved 2023/2024Which of the following best describes a 2nd mortgage loan? 
(A) A conventional mortgage that is conforming 
(B) A conventional mortgage that is non-conforming 
(C) A conforming loan that is non-conventional 
(D) A non-conforming loan that is non-conventional - correct answer (B) A conventional mortgage that is non-conforming 
 
WHY? 
 
Non-conforming because it is a Second Mortgage and that falls outside the Frannie Mae - Freddie Mac guide...
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RBT test bank Exam questions with complete solutions 2023
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RBT test bank Exam questions with complete solutions 2023D 
Which data recording method would be best used to measure the time between when a cue was delivered and a learner responded to the cue? 
A) Duration 
B) Frequency 
C) Partial interval 
D) Latency 
 
 
 
A 
Susan's tantrums seemed to last longer with every passing day. Which data collection procedure would be the best to use to determine how long her tantrums last? 
A) Duration 
B) Frequency 
C) Partial interval 
D) Latency 
 
 
 
B 
Wh...
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Champions Real Estate Finance Exam Questions and Answers 2023
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_____ is the consummation of a contractual real estate transaction in which all appropriate documents are signed, and the mortgage loan proceeds are disbursed by the lender. - Answer- Closing 
 
The primary determinants of real estate values are supply and _____. - Answer- Demand 
 
_____ is something of value that can be pledged as security for repayment of a loan. - Answer- Collateral 
 
Servicing includes which of the following activities? - Answer- Maintaining records of payment 
 
The monet...
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Champions School Of Real Estate – FINANCE Exam || Complete Questions & Answers (Graded A+)
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Champions School Of Real Estate – FINANCE Exam || Complete Questions & Answers (Graded A+) 
Champions School Of Real Estate – FINANCE Exam || Complete Questions & Answers (Graded A+) 
 
The process of creating a new mortgage loan, including all steps taken by a lender to attract and qualify a borrower are _____. - ANSWER - Origination activities 
 
The process of evaluating a borrower's loan application to determine the risk involved for the lender is - ANSWER - Underwriting 
 
Which of the...
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Freddie MAC 2024 Exam Answers
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Freddie MAC 2024 Exam Answers 
 
SDLC - ANSWER- Software Development Life Cycle 
 
What position you want to interview for and why? - ANSWER- Technology analyst Multi-dimensional including infrastructure, developer, data analytics, system analyst skills. I like how the technology analyst doesnt specifically focus on one area. The position is literally everything I have wanted because it will allow me to show/develop my IT, Business, and social skills 
 
Freddie Mac - ANSWER- is a gov't sponsore...
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REE 4202- Exam 2 Sirmans Qs&As
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REE 4202- Exam 2 Sirmans Qs&As 
Borrower Qualifications include: - ANS-1. determining maximum loan amount 
2. estimating settlement requirements and costs 
3. analyzing credit history 
4. calculating effective income 
5. estimating monthly housing expense 
6. assessing ability to repay mortgages and other liabilities in a timely fashion 
Credit Scoring - ANS--used to assess the creditworthiness of a borrower 
-best known company FICO (Fair Isaac and Company) 
-cutoff score for Frannie and Fr...
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Freddie MAC 2024 Exam Questions and Answers
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Freddie MAC 2024 Exam Questions and Answers 
SDLC - Answer- Software Development Life Cycle 
What position you want to interview for and why? - Answer- Technology analyst Multi- 
dimensional including infrastructure, developer, data analytics, system analyst skills. I 
like how the technology analyst doesnt specifically focus on one area. The position is 
literally everything I have wanted because it will allow me to show/develop my IT, 
Business, and social skills 
Freddie Mac - Answer- is a go...
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Edexcel gcse math s foundation paper 1 june 2023 + mark scheme
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Please check the examination details below before entering your candidate information 
Candidate surname Other names 
Centre Number Candidate Number 
Pearson Edexcel Level 1/Level 2 GCSE (9–1) 
Friday 19 May 2023 
Morning (Time: 1 hour 30 minutes) Paper reference 1MA1/1F 
Total Marks 
Mathematics 
PAPER 1 (Non-Calculator) 
Foundation Tier 
You must have: Ruler graduated in centimetres and 
millimetres, protractor, pair of compasses, pen, HB pencil, eraser, 
Formulae Sheet (enclosed). Tracing p...
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Freddie MAC 2024 Exam Questions and Answers
- Exam (elaborations) • 13 pages • 2024
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Freddie MAC 2024 Exam Questions and Answers 
SDLC - Answer- Software Development Life Cycle 
What position you want to interview for and why? - Answer- Technology analyst Multi- 
dimensional including infrastructure, developer, data analytics, system analyst skills. I 
like how the technology analyst doesnt specifically focus on one area. The position is 
literally everything I have wanted because it will allow me to show/develop my IT, 
Business, and social skills 
Freddie Mac - Answer- is a go...