Freddie Samenvattingen, Aantekeningen en Examens

Which of the following is intended to ensure that consumers are provided with information on the nature and costs of the settlement process? correct answers The answer is RESPA. The purpose of RESPA and Regulation X is to help consumers become better shoppers for settlement (closing) services by providing them with information on the nature and costs of the settlement process. RESPA and Regulation X are also intended to eliminate kickbacks and referral fees that unnecessarily increase the cost...

RBT Exam Study Guide 2022 Questions & Answers Which data recording method would be best used to measure the time between when a cue was delivered and a learner responded to the cue? - ANSWERSLatency Susan's tantrums seemed to last longer with every passing day. Which data collection procedure would be the best to use to determine how long her tantrums last? - ANSWERSDuration Which of the following data collection methods might be useful for determining how many times a learner says, ...

Real Estate Finance: Chapter 12 The Secondary Mortgage MarketIntro - correct answer The secondary mortgage market is designed to deal in real estate mortgages, buying them from loan originators and selling them to investors or pooling them to enlarge the markets for these types of securities. When mortgages are purchased from primary lenders, also known as loan originators, the money generated acts to replenish the supply necessary for continued lending activities. When mortgages are sold ...

This form of occupancy would have the lowest interest based on risk - owner-occupied This form of occupancy would have the highest interest based on risk - non-owner occupied Characterized by ownership extending only to the interior dwelling and the shared ownership of common external areas by residents - Condominium Conforming mortgage limit for a single-family residence in most states is: - $484,350 The following entities buy or guarantee loans secured by real estate on the secondary mark...

Champions Real Estate Finance QuestionsFederal National Mortgage Association (FNMA) known as, Fannie Mae - ANSWERSbegan in 1938 as an agency of the federal government In 1968, Fannie Mae became a privately owned and managed corporation Fannie Mae operates exclusively in the secondary market and provides support to mortgage lending institutions in the primary market. Freddie Mac is a federally chartered corporation established as the Federal Home Loan Mortgage Corporation (FHLMC) - ANSWERSin 1...

WGU C214 Concepts Only Multi Choice Version Part 2If a firm cannot access markets sufficiently to meet their DFN, what strategies might they use? a. Slow sales growth b. Lower dividend payout c. Increase the net margin d. All of the above. - correct answer d Dodd-Frank regulates which segment of the U.S. Economy? a. Fannie Mae and Freddie Mac (Housing financing) b. Banking Industry c. Multi-level Marketing Industry d. Automobile Industry - correct answer b Which is not true of ...

Basic Appraisal Principles Questions and Answers (2024 / 2025) | 100%Solved When are appraisers needed? to set asking/offering prices, settle estates, refinance, divorce, taxes, rental rates, valuation, condemnation & foreclosure Appraiser One who is expected to perform valuation services competently & in a manner that is independent, impartial & objective. Attributes of an Appraiser competent, independent, impartial, objective, prompt, organized, educated, honest & diligent Appraiser mu...

All but which of the following are not covered by RESPA? a) Simple assumptions b) The sale of loans on the secondary market c) Loans intended for sale to Freddie Mac d) Bridge loans - ANSWER-c) Loans intended for sale to Freddie Mac The requirement to include the credit repository's name and address on the adverse action notice is established through: a) ECOA b) FCRA c) ECOA & FCRA d) FACTA - ANSWER-b) FCRA

Xinnix SOAR Final Questions With Verified Answers Graded A+ FNMA and FHLMC are what type of loan? conforming the main purpose of the Consumer financial protection bureau (CFPB) is to help consumers understand the terms of their agreements with financial companies true conventional loans are not insured by the federal government true Agency loans include FHA and VA loans true the proceeds of a loan for cash out refinance may be used by the borrower to insure a new pool t...

Which data recording method would be best used to measure the time between when a cue was delivered and a learner responded to the cue? Latency Susan's tantrums seemed to last longer with every passing day. Which data collection procedure would be the best to use to determine how long her tantrums last? Duration Which of the following data collection methods might be useful for determining how many times a learner says, "Oh no!" Frequency Jamaal is collecting data on F...