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An annuity that is purchased with a lump sum premium and whose benefits begin after 12 months is called a Single premium deferred annuity A technique used to determine the amount of life insurance needed by focusing on the project earning potential of an insured is called the Human life value approach When replacing a policy the producer must present the applicant with a notice regarding replacement of life insurance At the time of taking the application The possibility of a financial l...

An insured may cancel a Personal Auto Policy by taking which of the following actions? A. Paying the insurance company any past due premiums B. Waiting until the policy expiration date C. Giving written notice to the insurance company D. Informing the producer by telephone C In insurance, which of the following terms refers to continuous or repeated exposure to conditions that may result in bodily injury or damage neither expected nor intended? A. An accident B. An occurrenc...

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Fibrocartilage unites bone in which of the following articulations? Hinge Symphysis Suture Saddle Joint Symphysis

This ossifying hematoma is found in the adduction magnus muscle and is common in horseback riders. Which condition does this represent? a. pseudosarcoma b. prussian's disease c. paget's disease d. multiple myeloma B. Prussian's disease (Myositis Ossificans) Dawbarn's sign has an indication of a. posterior shoulder dislocation b. subacromial bursitis c. rotator cuff tear d. lateral disc protrusion B. Subacromial bursitis Rotator cuff tear is a positive indication in which of the...

Which of the following pulses can be palpated just proximal to the hypothenar pad? a) Subclavian b) Brachial c) Radial d) Ulnar d) Ulnar Calcitonin is secreted by which of the following cells? a) Parafollicular b) Follicular c) Chief d) Macrophages a) Parafollicular Which of the following muscles is the medial rotator of the hip? a) Gluteus maximus b) Gluteus medius c) Obturator internus d) Quadratus lumborum b) Gluteus medius Damage to the long thoracic nerve produces...

24 year old female presents with hand pain and shiny skin on her arms and hands. Provocative cold environment and cryotherapy. X-ray shows erosions of distal tufts and calcinosis in hands. Scleroderma Scleroderma • Most likely differential diagnoses: 1) Acro-Osteolysis 2) Calcinosis Cutis 3) Systemic Sclerosis Scleroderma Most likely associated signs: 1) Raynaud's Phenomenon 2) Skin hardening 3) Increase ANA Scleroderma Most likely sequelae to condition: 1) Dysphagia 2) Gast...

the coating of a microbe with complement is known as opsonization immune serum induces artificial passive immunity most circulating antibodies are made by plasma cells This test identifies antibody sensitization of red blood cells in erythroblastosis fetalis Coombs test this cell acts as an antigen presenting cell in the primary immune response macrophage Peyer's patches are lymphatic tissues found in the small intestine primary immune response in adults takes about this long ...

Deep heat modalities are contraindicated for ____. a. scar tissue b. chronic inflammation c. infection d. bone fractures a. scar tissue LAMP PAD Low back or pelvis during pregnancy Acute injury or edema Malignancy Poor sensation (*over scars*, diabetic neuropathies) Patients with bleeding tendencies (hemophilia, peptic ulcers, uterine fibroids) Active TB Deficient vascular system (CV disease) Parrafin provides which type of heat? a. dry superficial b. moist superficial c. dry...

Blood from Upper Extremity goes into the heart from the _______. Superior Vena Cava Blood from Lower Extremity goes into the heart from the ______. Inferior Vena Cava Where does the Azygous vein drain into the heart from? Lumbars into SVC ____ % of blood passively flows into the right ventricle. 80 ____ % needs atrial contraction. 20 P-wave starts at ___ node in Crista Terminals of right atrium. SA Tricuspid closes after __ - wave. P Impulse travels to ____ node. AV What ...