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Wa state life insurance Correct Questions & Answers!!EXAM BUNDLE
Wa state life insurance Correct Questions & Answers!!EXAM BUNDLEWa state life insurance Correct Questions & Answers!!EXAM BUNDLEWa state life insurance Correct Questions & Answers!!EXAM BUNDLEWa state life insurance Correct Questions & Answers!!EXAM BUNDLEWa state life insurance Correct Questions & Answers!!EXAM BUNDLE
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- • 25 items •
- Wa state life insurance Correct Questions & Answers!! • Exam (elaborations)
- Washington State Laws & Rules (Slater)100% Accurate • Exam (elaborations)
- Washington State Insurance Regulations (Property & Casualty)Correct 100% • Exam (elaborations)
- Disability and Life Washington Test Correct 100% • Exam (elaborations)
- Practice Test- Property and Casualty Insurance Washington State Accurate 100% • Exam (elaborations)
- And more ….
Wa state life insurance Correct Questions & Answers!!EXAM BUNDLEWa state life insurance Correct Questions & Answers!!EXAM BUNDLEWa state life insurance Correct Questions & Answers!!EXAM BUNDLEWa state life insurance Correct Questions & Answers!!EXAM BUNDLEWa state life insurance Correct Questions & Answers!!EXAM BUNDLE
Washington State Driver's license written test Accurate 100%
On roads with more than two lanes traveling in the same direction. You should: 
 
 1) Speed up and not allow anyone to pass you when traveling in the right lane. 
 2) Use the middle lane for slower speeds. 
 3) Use the left lane for passing only. 
 4) None of the above. - ANSWER On roads with more than two lanes traveling in the same direction, you should use the left lane for passing only. 
 
Alcohol/Drug related offenses stay on your record for: 
 
 1) 5 years. 
 2) Life. 
 3) 3 years. 
...
- Exam (elaborations)
- • 21 pages •
On roads with more than two lanes traveling in the same direction. You should: 
 
 1) Speed up and not allow anyone to pass you when traveling in the right lane. 
 2) Use the middle lane for slower speeds. 
 3) Use the left lane for passing only. 
 4) None of the above. - ANSWER On roads with more than two lanes traveling in the same direction, you should use the left lane for passing only. 
 
Alcohol/Drug related offenses stay on your record for: 
 
 1) 5 years. 
 2) Life. 
 3) 3 years. 
...
Washington Laws and Rules Pertinent to Insurance Accurate 100%
Commissioner - ANSWER this is the chief officer of the WA insurance Department. This is an elected position serving a term of 4 years. This person also makes rules and regulations to help carry out the provisions of the WA insurance code 
 
Hearing - ANSWER The commissioner may hold one of these whenever deemed necessary. All must be held or refused within 30 days after the Commissioner receives demand. The commissioner must give notice of the time and place at least 10 days in advance 
 
Penalt...
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- Exam (elaborations)
- • 4 pages •
Commissioner - ANSWER this is the chief officer of the WA insurance Department. This is an elected position serving a term of 4 years. This person also makes rules and regulations to help carry out the provisions of the WA insurance code 
 
Hearing - ANSWER The commissioner may hold one of these whenever deemed necessary. All must be held or refused within 30 days after the Commissioner receives demand. The commissioner must give notice of the time and place at least 10 days in advance 
 
Penalt...
Washington State Life Insurance Accurate 100%
Fair credit reporting act - ANSWER The fair credit reporting act is a federal law that regulates consumer reporting agency's and the use of consumer reports. The purpose of this law is to assure that the reporting of credit will be accurate and current. Insurers that use consumer reporting agency's must comply with state law as well as the fair credit reporting act. 
 
Consumer report - ANSWER A credit report that relates to an individual's credit worthiness reputation or habits. It is used t...
- Package deal
- Exam (elaborations)
- • 2 pages •
Fair credit reporting act - ANSWER The fair credit reporting act is a federal law that regulates consumer reporting agency's and the use of consumer reports. The purpose of this law is to assure that the reporting of credit will be accurate and current. Insurers that use consumer reporting agency's must comply with state law as well as the fair credit reporting act. 
 
Consumer report - ANSWER A credit report that relates to an individual's credit worthiness reputation or habits. It is used t...
WA Common Insurance Laws Accurate 100%
For an insurance company to write insurance in our state, it must _______ - ANSWER File for a Certificate of Authority. 
Insurance Companies' licenses are Certificates of Authority. Insurance Producers licenses are Producer Licenses. 
 
Producer Clancy Wiggum, whose birthday is January 10th, does not send in his renewal application to the State to renew his producer license. The last day in which he can sell insurance is __________. - ANSWER January 31st 
Licenses expire every two years at mid...
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- Exam (elaborations)
- • 15 pages •
For an insurance company to write insurance in our state, it must _______ - ANSWER File for a Certificate of Authority. 
Insurance Companies' licenses are Certificates of Authority. Insurance Producers licenses are Producer Licenses. 
 
Producer Clancy Wiggum, whose birthday is January 10th, does not send in his renewal application to the State to renew his producer license. The last day in which he can sell insurance is __________. - ANSWER January 31st 
Licenses expire every two years at mid...
Washington Laws and Rules(2024 Latest Update)Accurate 100%
The Grace Period for an accident and health (disability) policy where the premiums are paid monthly is - ANSWER 10 days 
 
Newborn coverage for an accident and health (disability) family policy begins - ANSWER at the moment of birth 
 
Misrepresentation - ANSWER A licensee who informs an insured of inaccurate terms, benefits, or advantages of any policy is committing which of the following violations? 
 
Bronze, Silver, Gold, Platinum - ANSWER How are health plans classified according to the Aff...
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- Exam (elaborations)
- • 4 pages •
The Grace Period for an accident and health (disability) policy where the premiums are paid monthly is - ANSWER 10 days 
 
Newborn coverage for an accident and health (disability) family policy begins - ANSWER at the moment of birth 
 
Misrepresentation - ANSWER A licensee who informs an insured of inaccurate terms, benefits, or advantages of any policy is committing which of the following violations? 
 
Bronze, Silver, Gold, Platinum - ANSWER How are health plans classified according to the Aff...
WASHINGTON STATE INSURANCE COMPLETE QUESTIONS & ANSWERS
ANSWER Section 1 Commissioner 
 
How is he elected? - ANSWER Same way as other state officials 
 
When does he take office? - ANSWER Serves for four yerars. Starts wed after the second monday of January 
 
What must he do before taking officer? - ANSWER Execute a bond of $25000 payable to state 
 
What are his broad Powers? - ANSWER 1) Responsible for examining insureres 2) issueing licenses 3) regulatings to help carry out provisions of the WA insurance code 
 
Commissioner has what authority? ...
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- Exam (elaborations)
- • 17 pages •
ANSWER Section 1 Commissioner 
 
How is he elected? - ANSWER Same way as other state officials 
 
When does he take office? - ANSWER Serves for four yerars. Starts wed after the second monday of January 
 
What must he do before taking officer? - ANSWER Execute a bond of $25000 payable to state 
 
What are his broad Powers? - ANSWER 1) Responsible for examining insureres 2) issueing licenses 3) regulatings to help carry out provisions of the WA insurance code 
 
Commissioner has what authority? ...
Insurance WA Law|| 150 Questions|| Correct Solutions(RATED A)
Insurance transactions are governed by - ANSWER the legislators Insurance code. the insurance Commissioners administrative rules and regulations 
 
Commissioners term of office - ANSWER commissioner is elected by the voters to a four-year term 
 
commissioner powers - ANSWER investigate Insurance transactions. adopt rules to regulate unfair or disruptive acts and implement the legislatures insurance code. issue a cease and desist order to force compliance. prosecute a legal action to enforce the...
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- Exam (elaborations)
- • 12 pages •
Insurance transactions are governed by - ANSWER the legislators Insurance code. the insurance Commissioners administrative rules and regulations 
 
Commissioners term of office - ANSWER commissioner is elected by the voters to a four-year term 
 
commissioner powers - ANSWER investigate Insurance transactions. adopt rules to regulate unfair or disruptive acts and implement the legislatures insurance code. issue a cease and desist order to force compliance. prosecute a legal action to enforce the...
Washington insurance regulations Accurate 100%
borrowing more than __% of the loan value of a life insurance policy to purchase a new policy is considered replacement - ANSWER 25% 
 
Period of time with receiving an application that the replacing insurer must notify any other existing insurer - ANSWER 3 days 
 
length of time replacing insurer must keep copies of the replacement notice records - ANSWER at least 3 years 
 
Free look for life insurance replacements - ANSWER 20 days 
 
WA life insurance policy illustrations rules do not apply t...
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- Exam (elaborations)
- • 4 pages •
borrowing more than __% of the loan value of a life insurance policy to purchase a new policy is considered replacement - ANSWER 25% 
 
Period of time with receiving an application that the replacing insurer must notify any other existing insurer - ANSWER 3 days 
 
length of time replacing insurer must keep copies of the replacement notice records - ANSWER at least 3 years 
 
Free look for life insurance replacements - ANSWER 20 days 
 
WA life insurance policy illustrations rules do not apply t...
Washington State Insurance Property & Casualty Exam Accurate 100%
If a building under a BPP has been vacant over 60 days, the BPP will cover? - ANSWER Fire, Wind, Explosion, and Volcano are all covered after 60 days of vacancy 
 
A CGL provides liability coverage for: - ANSWER A person whose reputation is harmed by the insured's innocent dissemination of information. 
 
Law of Large Numbers - ANSWER A principle stating that the larger the number of similar exposure units considered, the more closely the losses reported will equal the underlying probability of...
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- Exam (elaborations)
- • 6 pages •
If a building under a BPP has been vacant over 60 days, the BPP will cover? - ANSWER Fire, Wind, Explosion, and Volcano are all covered after 60 days of vacancy 
 
A CGL provides liability coverage for: - ANSWER A person whose reputation is harmed by the insured's innocent dissemination of information. 
 
Law of Large Numbers - ANSWER A principle stating that the larger the number of similar exposure units considered, the more closely the losses reported will equal the underlying probability of...
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