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California Laws and Ethic Pertinent to Insurance Exam Questions and Answers
California Laws and Ethic Pertinent to Insurance Exam Questions and Answers Which of the following is NOT covered by the Family and Medical Leave Act (FMLA) ? - Answer ️️ -Traveling overseas with a spouse Which of the following acts is NOT a federal offense committed by an insurance agent? - Answer ️️ -Misrepresentation on an insurance application The California Life and Health Insurance GuaranteeAssociation covers all of these types of policies except? - Answer ️️ -Self-Funde...
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- Exam (elaborations)
- • 3 pages •
California Laws and Ethic Pertinent to Insurance Exam Questions and Answers Which of the following is NOT covered by the Family and Medical Leave Act (FMLA) ? - Answer ️️ -Traveling overseas with a spouse Which of the following acts is NOT a federal offense committed by an insurance agent? - Answer ️️ -Misrepresentation on an insurance application The California Life and Health Insurance GuaranteeAssociation covers all of these types of policies except? - Answer ️️ -Self-Funde...
California Life Accident and Health Exam Practice Already Passed
California Life Accident and Health Exam Practice Already Passed A Abc insurance - answer ️️ -john is the agent for abc insurance and jane is the insured. Who is the principal in this agency relationship? A Abc insurance B John C Jane D None D Admitted - answer ️️ -a(n) ________ insurer is authorized to write insurance policies in a particular state. A Domestic B Non-admitted C Foreign D Admitted B A person who negotiates insurance contracts on behalf of an insur...
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- • 139 pages •
California Life Accident and Health Exam Practice Already Passed A Abc insurance - answer ️️ -john is the agent for abc insurance and jane is the insured. Who is the principal in this agency relationship? A Abc insurance B John C Jane D None D Admitted - answer ️️ -a(n) ________ insurer is authorized to write insurance policies in a particular state. A Domestic B Non-admitted C Foreign D Admitted B A person who negotiates insurance contracts on behalf of an insur...
California Life Insurance State Exam Simulator Already Passed
California Life Insurance State Exam Simulator Already Passed Exclusion ratio - Answer ️️ -An annuitant would life to determine the amount of an annuity distribution that is exempt from taxation. What is used to calculate this? Mortality rate, Exclusion ratio, Morbidity rate, Debt-to-Equity ration Offers a maximum interest rate that increases annually - Answer ️️ -Which of the following is NOT a feature of equity-indexed annuities? Offers long term inflation protection, Offers ...
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- • 42 pages •
California Life Insurance State Exam Simulator Already Passed Exclusion ratio - Answer ️️ -An annuitant would life to determine the amount of an annuity distribution that is exempt from taxation. What is used to calculate this? Mortality rate, Exclusion ratio, Morbidity rate, Debt-to-Equity ration Offers a maximum interest rate that increases annually - Answer ️️ -Which of the following is NOT a feature of equity-indexed annuities? Offers long term inflation protection, Offers ...
CALIFORNIA Life, Accident and Health Questions and Answers Graded A+
CALIFORNIA Life, Accident and Health Questions and Answers Graded A+ A moral hazard - Answer ️️ -is a dishonest person (lacking in morals) A morale hazard - Answer ️️ -a careless person. A peril - Answer ️️ -is a cause of loss Pure risk - Answer ️️ -is insurable & includes only a chance of loss. The highest premium - Answer ️️ -would be found with a substandard risk classification. Agent commissions - Answer ️️ -are an insurer expense "Insurance" - Answer ️️...
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- • 13 pages •
CALIFORNIA Life, Accident and Health Questions and Answers Graded A+ A moral hazard - Answer ️️ -is a dishonest person (lacking in morals) A morale hazard - Answer ️️ -a careless person. A peril - Answer ️️ -is a cause of loss Pure risk - Answer ️️ -is insurable & includes only a chance of loss. The highest premium - Answer ️️ -would be found with a substandard risk classification. Agent commissions - Answer ️️ -are an insurer expense "Insurance" - Answer ️️...
California Life, Accident, and Health Licensing Questions and Answers Already Passed
California Life, Accident, and Health Licensing Questions and Answers Already Passed Co-insurance - Answer ️️ -The policy provision which requires the insurer and the insured to share in the cost of services rendered Exclusion ratio - Answer ️️ -The formula which is used by the IRS to determine how much is taxable to an annuitant during the pay out period. Occupational policy - Answer ️️ -When a disability income policy provides coverage for injuries which occur on and off the...
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- • 16 pages •
California Life, Accident, and Health Licensing Questions and Answers Already Passed Co-insurance - Answer ️️ -The policy provision which requires the insurer and the insured to share in the cost of services rendered Exclusion ratio - Answer ️️ -The formula which is used by the IRS to determine how much is taxable to an annuitant during the pay out period. Occupational policy - Answer ️️ -When a disability income policy provides coverage for injuries which occur on and off the...
California Life and Health Final Exam – Already Passed
California Life and Health Final Exam – Already Passed Employer-provided group term life insurance is exempt from income taxation up to - Answer ️️ -$50,000 Medicare Part B has an initial enrollment period. How many months after an individual's 65th birthday month does this enrollment period end? - Answer ️️ -3 months Which statement is true regarding policy dividends? - Answer ️️ -A dividend option is selected by the insured at the time of policy purchase What does the in...
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- • 10 pages •
California Life and Health Final Exam – Already Passed Employer-provided group term life insurance is exempt from income taxation up to - Answer ️️ -$50,000 Medicare Part B has an initial enrollment period. How many months after an individual's 65th birthday month does this enrollment period end? - Answer ️️ -3 months Which statement is true regarding policy dividends? - Answer ️️ -A dividend option is selected by the insured at the time of policy purchase What does the in...
XCEL TESTING SOLUTIONS CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE
XCEL TESTING SOLUTIONS CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE When an insurance company requests an attending physician's report, the request must be accompanied by a - Answer ️️ -Copy of the signed authorization Which of the following is NOT a required uniform provision in individual health policies? - Answer ️️ -Change of occupation "Life insurance creates an immediate estate". This phrase means - Answer ️️ -When the insured dies, a death...
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- • 14 pages •
XCEL TESTING SOLUTIONS CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE When an insurance company requests an attending physician's report, the request must be accompanied by a - Answer ️️ -Copy of the signed authorization Which of the following is NOT a required uniform provision in individual health policies? - Answer ️️ -Change of occupation "Life insurance creates an immediate estate". This phrase means - Answer ️️ -When the insured dies, a death...
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