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California Life, Accident, and Health Insurance Study guides, Class notes & Summaries
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XCEL Final Exam California Life Insurance Exam Questions And Answers
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XCEL Final Exam California Life Insurance Exam Questions And Answers
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California Life, Accident, and Health Insurance Final Exam Questions and Answers with complete solution
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California Life, Accident, and Health Insurance Final Exam Questions and Answers with complete solution
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Final Exam: California Life, Accident, & Health Insurance Exam With Complete Solution
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Premiums are Best described as - answer-the amount an insured pays per unit of coverage 
 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - answer-60 payments 
 
Who does a life settlement broker represent? - answer-Individual wanting to sell their life policy to a third party 
 
How is the cost of employer-provided group life insuran...
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Final Exam: California Life, Accident, and Health Insurance Questions And Answers
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What is an insurance solicitor authorized to do? - answer-Help an agent or broker sell insurance 
 
According to the California Insurance Code, what is "insurance"? - answer-A contract 
 
What does a Hospital Confinement indemnity policy pay for? - answer-Pay a specified daily amount while the insured is confined to a hospital 
 
According to the California Insurance Code, how is the word "may" interpreted? - answer-Permissive 
 
Which statement is CORRECT when descri...
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Final Exam - California Life and Health Questions And Answers
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Employer-provided group term life insurance is exempt from income taxation up to - answer-$50,000 
 
Medicare Part B has an initial enrollment period. How many months after an individual's 65th birthday month does this enrollment period end? - answer-3 months 
 
Which statement is true regarding policy dividends? - answer-A dividend option is selected by the insured at the time of policy purchase 
 
What does the insurance term "indemnity" refer to? - answer-Make whole...
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Final Exam: California Life, Accident, and Health Insurance Questions And Answers
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The systematic liquidation of a sum of money is provided by a(n) - answer-annuity 
 
An annuitant would like to determine the current value of her annuity. To do this, she multiplies the number of "accumulation units" she owns times the unit value of the "separate account". What kind of annuity BEST matches this description? - answer-Variable annuity 
 
What kind of annuity pays income to two annuitants until their deaths? - answer-Joint and survivor annuity 
 
What disting...
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Final Exam: California Life, Accident, and Health Insurance
- Exam (elaborations) • 16 pages • 2024
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What is considered the most common type of specified disease insurance policy? - answer-Cancer 
 
Minimum participation standards exist for a group health insurance plans in order to - answer-Prevent Adverse Selection 
 
How does underwriting differ between group life and individual life insurance? - answer-Medical questions must be answered on individual life insurance 
 
when handling premiums for an insured an agent is acting in which capacity? - answer-Fiduciary 
 
wh...
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California Life, Accident, and Health Insurance Final Exam Questions and Answers with complete solution
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What distinguishes a deferred annuity from an immediate annuity? - answer-The time at which benefit payments start 
 
Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - answer-60 payments 
 
What is a common reason people purchase an annuity? - answer-To protect against the risk of outliving their financial resources 
 
What kind of ann...
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California Life & Health Insurance / General Insurance Exam Bundle
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Exam (elaborations)
XCEL TESTING SOLUTIONS - CALIFORNIA PRE-LICENSING EDUCATION - LIFE, ACCIDENT AND HEALTH INSURANCE EXAM 2024

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Exam (elaborations)
XCEL Solutions Life and Health License Exam (CA) Questions and Answers - Graded A

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Exam (elaborations)
POL California Life The Insurance Marketplace Exam with complete solutions

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Exam (elaborat
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California Life, Accident, and Health Insurance Final Exam questions with correct answers
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California Life, Accident, and Health Insurance Final Exam questions with correct answers
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