Surplus Study guides, Class notes & Summaries
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NJ Tax Assessors Exam - Terms and Concepts Question and answers 100% correct 2023/2024
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NJ Tax Assessors Exam - Terms and Concepts Question and answers 100% correct 2023/2024 What are the three basic requirements of the assessor? - correct answer Discovery, listing, and valuation 
 
To find effective tax rate multiply the tax rate by ____? - correct answer Assessment level 
 
The six basic rights associated with property are ______? - correct answer Sell, lease/rent, use, give away, enter or leave, refusal to do any of the above 
 
What are the three major classifications of proper...
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Michigan Surplus Lines Insurance Exam Prep | 105 Questions with 100% Correct Answers | Verified | Latest Update 2024
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(1)Surplus Lines premiums typically expand during: 
A) A soft Market 
B) A Hard Market - A Hard Market. 
Surplus lines premiums typically expand during a hard market. 
(2) During the time of a hard market, insurers will: 
A) Tighten their underwriting standards 
B) Loosen their underwriting standards - A) Tighten their underwriting standards. 
Tighten and raise premiums. 
(3) A Ceding company (Choose all that apply): 
A) Is a primary insurer 
B) Is also a reinsurer 
C) Is always also a captive c...
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RMIN 4000 Test 2 Daniel Brown (2024/2025) 100% Solved
- Exam (elaborations) • 9 pages • 2024
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RMIN 4000 Test 2 Daniel Brown 
(2024/2025) 100% Solved 
 
Stock Insurer Corporation owned by Stockholders (earn profit for stockholders by 
increasing the value of the stock and paying dividends). 
 
Mutual Insurer Corporation owned by Policyholders (profits are distributed to policyholders 
by dividends or rate reductions). 
Advance Premium Mutual 
Assessment Mutual 
Fraternal Insurer 
 
Lloyd's of London Specialized lines of business. 
 
Brokers represent policyholders to arrange coverage wit...
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WA Surplus Lines Broker Exam Questions And Answers Graded A+
- Exam (elaborations) • 16 pages • 2023
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WA Surplus Lines Broker Exam Questions And Answers Graded A+ 
 
When are you required to file premium tax return for the previous calendar year by? 
March 1st 
What does statutory accounting mean? 
Rules state that certain assets are non-admitted (don't count) as you can't pay claims with them. 
Bonds rated ___________ and higher are considered investment grade. 
1 & 2 
What does IBNR stand for? 
Incurred but not reported 
True or false, individuals whose Surplus Line Brokers license was activ...
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KY Property & Casualty Insurance Exam 2024 with 100% correct answers
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Faulty wiring in a home is an example of a: 
a) loss 
b) peril 
c) risk 
d) hazard - correct answer Hazard 
 
When a person buys insurance what method of handling risk has been undertaken? 
a) transfer 
b) reduction 
c) avoidance 
d) retention - correct answer Transfer 
 
In property and casualty insurance, insurable interest must exist: 
a) at the time a change is made to a policy 
b) at the time of policy application 
c) at the time of loss 
d) at the time of policy solicitation - correct...
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WA Surplus Lines Broker Exam Correct Questions & Answers(GRADED A)
- Exam (elaborations) • 18 pages • 2023
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When are you required to file premium tax return for the previous calendar year by? - ANSWERSMarch 1st 
 
What does statutory accounting mean? - ANSWERSRules state that certain assets are non-admitted (don't count) as you can't pay claims with them. 
 
Bonds rated ___________ and higher are considered investment grade. - ANSWERS1 & 2 
 
What does IBNR stand for? - ANSWERSIncurred but not reported 
 
True or false, individuals whose Surplus Line Brokers license was active and did not have an ac...
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A.D. BANKER: LIFE & HEALTH - COMPREHENSIVE EXAM 2023 LATEST QUESTIONS AND ANSWERS VERIFIED
- Exam (elaborations) • 19 pages • 2023
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Legally speaking, a producer has a __________ duty when handling life insurance premiums and applications for an insurer. - ANSWER Fiduciary 
It is the _________ who issues a Certificate of Authority enabling an insurer to conduct insurance business within a particular state. - ANSWER State Insurance Commissioner 
When an applicant for life insurance faces potential financial loss in the event of injury or sickness of an insured, it is said the applicant has: - ANSWER Insurable in...
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WA Surplus Lines Broker Exam Real Questions And Correct Answers
- Exam (elaborations) • 27 pages • 2023
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WA Surplus Lines Broker Exam 
Real Questions And Correct 
Answers 
When are you required to file premium tax return for the previous 
calendar year by? - ANSWER March 1st 
What does statutory accounting mean? - ANSWER Rules state 
that certain assets are non-admitted (don't count) as you can't pay 
claims with them. 
Bonds rated ___________ and higher are considered investment 
grade. - ANSWER 1 & 2 
What does IBNR stand for? - ANSWER Incurred but not 
reported 
True or false, individual...
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CIC Agency Management Exam- All Lessons
- Exam (elaborations) • 9 pages • 2023
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Explain the Organizational Structures available to Agencies - ANSWER-Sales vs. Service Oriented 
Large Agencies vs. Small Agencies 
Publicly Traded vs. Privately Held 
 
Explain the Federal and State Regulations on Agencies - ANSWER-Licensing Regulations by State 
Regulators protect the consumer by making a viable insurance marketplace and monitoring interstate commerce 
 
Five Stages of Agency Growth - ANSWER-1 - Existence - Owner does everything, must be creative to survive 
 
2 - Survival - m...
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SOLUTION MANUAL FOR FINANCIAL MANAGEMENT FOR PUBLIC HEALTH AND NOT PROFIT ORGANISATIONS 7th EDITION BY STEVEN A. FINKER, DANIEL I SMITH THAD D. CALABRESE ROB ALL CHAPTERS INCLUDED 2024 LATEST UPDATE.
- Exam (elaborations) • 217 pages • 2024
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SOLUTION MANUAL FOR FINANCIAL 
MANAGEMENT FOR PUBLIC HEALTH AND NOT PROFIT ORGANISATIONS 7th EDITION BY STEVEN A. FINKER, DANIEL I SMITH 
THAD D. CALABRESE ROB ALL CHAPTERS INCLUDED 2024 LATEST UPDATE. 
Chapter 3: Additional Budgeting Concepts 3-2 
Chapter 1 
INTRODUCTION 
TO 
FINANCIAL 
MANAGEMENT 
Questions for Discussion 
1-1. Financial management is the subset of management that focuses on generating financial information 
that can improve decisions. The decisions are oriented toward achievi...
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