Bankers Study guides, Class notes & Summaries
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AD Banker Property and Casualty Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% correct| Grade A
- Exam (elaborations) • 89 pages • 2024
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AD Banker Property and Casualty Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% correct| Grade A 
 
 
Q: An insurer authorized to transact insurance in a particular state by that state's insurance department is known as: 
 
A - A resident insurer 
B - A domestic insurer 
C - A non-admitted insurer 
D - An admitted insurer 
 
 
Answer: 
D - An admitted insurer 
 
An admitted insurer is an insurer authorized to transact insurance in a particular state by that state's departm...
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AD Banker Property and Casualty Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% correct| Grade A
- Exam (elaborations) • 89 pages • 2024
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AD Banker Property and Casualty Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% correct| Grade A 
 
 
Q: An insurer authorized to transact insurance in a particular state by that state's insurance department is known as: 
 
A - A resident insurer 
B - A domestic insurer 
C - A non-admitted insurer 
D - An admitted insurer 
 
 
Answer: 
D - An admitted insurer 
 
An admitted insurer is an insurer authorized to transact insurance in a particular state by that state's departm...
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AD Banker P&C Comp Test questions with correct answers
- Exam (elaborations) • 56 pages • 2023
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Which of the following perils would be covered under a Dwelling policy? 
A Water discharged by a plumbing failure 
B Overflow of water from a sump pump 
C Water accumulating below the surface of the ground 
D Water leakage in a driveway CORRECT ANSWER A Water discharged by a plumbing failure 
 
Which of the following is false regarding Temporary Partial Disability benefits? 
 
A The injured employee is able to do some work 
B The injured employee's wages, while disabled, are less than before th...
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A.D. BANKER LIFE & HEALTH GUARANTEE EXAM QUESTIONS AND ANSWERS 2024 GRADED A+.
- Exam (elaborations) • 50 pages • 2024
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A.D. BANKER LIFE & HEALTH 
GUARANTEE EXAM QUESTIONS 
AND ANSWERS 2024 GRADED A+. 
2 / 28 
1. B decides to buy a single premium immediate annuity, choosing the LifeOnly distribution 
option. How long will the insurer make payments to B? 
A 
For B's lifetime or until the principal and interest are exhausted, whichever isshorter 
B 
For the period of time it takes B to recover the initial premium or his lifetime,whichever is shorter 
C 
For a guaranteed period of time, whether or not B survives to...
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AD Banker Life Insurance Exam questions with correct answers
- Exam (elaborations) • 37 pages • 2023
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Insurers CORRECT ANSWER (Insurance Companies or Carriers) provide insurance coverage by issuing particular insurance policies or contracts 
 
Insurance Agencies CORRECT ANSWER Independent sales organizations that provide service and distribute insurance policies to consumers 
 
Insurance Agents or Producers CORRECT ANSWER are licensed individuals representing an insurance company when transacting insurance business 
 
Who primarily regulates the insurance industry? CORRECT ANSWER The insurance i...
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AD Banker Comprehensive Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest Update 2024/ 2025)
- Exam (elaborations) • 36 pages • 2024
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AD Banker Comprehensive Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest Update 2024/ 2025) 
 
Q: Which of the following applies when two parties rely upon the promises of the other? 
 
 
Answer: 
Concept of utmost good faith 
 
 
 
Q: Which of the following is not an unfair claims practice? 
 
 
Answer: 
A. Attempting to settle claims on the basis of an altered application 
Answer:Failing to inform a claimant about appealing arbitration awards 
C. Requiring an insured to sue ...
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Tankers Full Question Bank (Answered) Correctly To Score A+
- Exam (elaborations) • 25 pages • 2023
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Tankers Full Question Bank (Answered) Correctly To Score A+
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AD Banker Ch.5 – Homeowners questions with correct answers
- Exam (elaborations) • 25 pages • 2023
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Eligibility - Homeowners Forms HO-2, HO-3, HO-5, and HO-8 CORRECT ANSWER are eligible only for an owner-occupant. The dwelling must be the principal residence of the insured. Incidental occupancies, such as office or professional occupancies, are permitted. 
 
Eligibility - Homeowners Forms 4 and 6 CORRECT ANSWER are written to insure the personal property and personal liability of occupants, but do not cover the structure. The HO-4 is designed for tenants of rental units, and the HO-6 is design...
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AD Banker Comprehensive 2024/ 2025 Exam| Questions and Verified Answers| 100% correct| A Grad
- Exam (elaborations) • 74 pages • 2024
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AD Banker Comprehensive 2024/ 2025 Exam| Questions and Verified Answers| 100% correct| A Grade 
 The type of policy that can be changed from one that does not accumulate cash values to one 
that does is a: 
A. Universal life policy 
B. Variable life policy 
C. Permanent policy 
D. Convertible term policy 
 
Answer: 
D. 
 
 
QUESTION 
 With a modified premium whole life contract, premium payments: 
A. Are lower in the early years of the contract 
B. Are invested in the stock market 
C. Never...
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AD Banker Ch. 1 - General Ins questions with correct answers
- Exam (elaborations) • 36 pages • 2023
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Insurers (Insurance companies or Carriers) CORRECT ANSWER manufacture and sell insurance coverage by way of insurance policies or contracts. In California, any person capable of making a contract may be an insurer, subject to the restrictions imposed by the insurance code. In this case, a person is defined as any individual (natural person), association, organization, partnership, business trust, limited liability company, or corporation. 
 
Insurance Agencies CORRECT ANSWER are independent orga...
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