Contestability Study guides, Class notes & Summaries
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Texas Life And Health Insurance Exam With 100% Correct Answers 2023/2024
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Texas Life And Health Insurance Exam With 100% Correct Answers 2023/2024. In Texas, which of these statements regarding the Suicide clause is True? - Correct 
Answer-An Insurer may not use suicide as a defense against payment after the second 
year 
S owns a life insurance policy with cash values that fluctuate according to the 
underlying investment performance of common stocks. Which of these policies does S 
own? - Correct Answer-Variable Whole Life 
The percentage of an individual's Primary...
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Georgia Laws and Rules Verified Answers
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Georgia Laws and Rules Verified Answers 
J is an agent who recently told a claimant that his rights might be impaired if he does not complete a 
release form within a specified time. What could this agent be found guilty of? ️Coercion 
All agents licensed less than 20 Years are required to complete ___ continuing education hours every 
two years, ️24 
In Georgia, most life insurance policies have a contestability period of ️2 years 
All accident and sickness plans MUST provide covera...
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Edexcel A-Level Economics A Definitions
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Absolute advantage 
When a country's output of a product per unit of input is greater than that of any other country. 
 
 
 
Absolute poverty 
When a person does not have the income or wealth to fulfil their basic needs. 
 
 
 
Aggregate Demand (AD) 
The total demand/spending in an economy at a given price level over a given period of time. Made up of consumption, investment, government spending and net external demand. 
 
 
 
Aggregate Supply (AS) 
The total amount of goods and services that c...
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Louisiana Laws and Rules Questions and Answers 100% Solved
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Louisiana Laws and Rules Questions and Answers 100% Solved 
Which of the following statements about the contestability of a life insurance policy is true? the policy can be contested by the insurer only during the first two years of the contract 
The Louisiana Life and Health Insurance Guaranty Association was established to protect consumers in the event of an insurer's Insolvency 
Under Louisiana law, the agreement between an insurance producer and insurer under which the insurance producer, ...
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WebCE (General Insurance & Life Insurance) Exam Questions and Answers | Latest Updated 2023/2024 | Graded
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WebCE (General Insurance & Life Insurance) Exam Questions and Answers | Latest Updated 2023/2024 | Graded. What is the mathematical concept of probability that helps insurers estimate the statistical 
likelihood of mortality or morbidity losses at any given age? 
law of large numbers 
underwriting principle 
law of probability 
actuarial principle - law of large numbers 
A person who refuses to engage is risky activities like rock climbing for fear of injury or death is 
demonstrating which risk...
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Florida Laws and Rules Pertinent to Insurance Exam Questions and Answers
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Florida Laws and Rules Pertinent to Insurance Exam Questions and Answers 
All of the following are Nonforfeiture Options EXCEPT 
 
 -Cash Surrender Option 
 -Extended Term Option 
 -Reduced Paid-Up Option 
 -Automatic Premium Loan Option - ANSWER Automatic Premium Loan Option 
 
What do Dread Disease policies cover? - ANSWER a specific disease or illness 
 
in Florida, most life insurance policies have a contestability period of - ANSWER 2 years 
 
J is an ag...
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8 - Florida Laws and Rules Pertinent to Insurance (Test only has 40 Questions)
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8 - Florida Laws and Rules Pertinent to Insurance (Test only has 40 
Questions) 
Which of the following is NOT required in the Outline of Coverage for a health insurance policy? 
Projection of the policy's future costs 
( 
"Projection of the policy's future costs". A table indicating the policy's projected future costs is not 
required in an Outline of Coverage. 
A person insured under a health policy is required to give the insurance company a Notice of Claim 
within how many days...
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WebCE General Insurance & Life Insurance Exam Questions and Answers Rated A+ Updated 2023/2024
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WebCE General Insurance & Life Insurance Exam Questions and Answers Rated A+ Updated 2023/2024. Buying life or health insurance is an example of which risk management technique? 
risk avoidance 
risk reduction 
risk retention 
risk transfer - risk transfer 
What is the mathematical concept of probability that helps insurers estimate the statistical 
likelihood of mortality or morbidity losses at any given age? 
law of large numbers 
underwriting principle 
law of probability 
actuarial principle...
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Life Insurance Exam Missouri questions and (VERIFIED) answers rated A
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Requirements for the life insurance illustrations - They may only be used as approved, they must 
identify non guaranteed values, they must differentiate between guaranteed and projected amounts 
Which life insurance settlement option guarantees payments for the lifetime of the recipient, but also 
specifies a guaranteed period, during which , if the original recipient dies, the payments will continue to 
a designated beneficiary - life income with period certain 
What term means a result of cal...
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Louisiana Laws (Life/Health Insurance Exam) Already Passed
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Louisiana Laws (Life/Health Insurance Exam) Already Passed 
Who is responsible for making sure the provisions of the Louisiana Insurance Codes are enforced? Commissioner of Insurance 
The Commissioner may conduct a financial examination of any insurance company as often as deemed appropriate but usually once every how many years? 5 
The Commissioner may call and hold hearings if a producer is suspected of violating the Insurance Code. The hearing will be held within how many days of demand? 30 d...
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