HUD Study guides, Class notes & Summaries

1) A client would like to purchase a house within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? - Answer- Find a second job 2) Six months ago a client left a job as a reporter to start a business in the retail industry. To prepare to buy a house, the client closed credit card accounts and has been using savings to pay down credit card debt and collections....

Which document should the counselor review with the client to identify spending habits and track expenses? A. Credit report B. Pay stubs C. Bank Statement D. Tax returns - Correct Answer Bank Statement Which additional information would the housing counselor need to prepare a household budget for this client? A. Net Income B. Lease Documentation C. Credit Score D. Bankruptcy Discharge - Correct Answer Net Income Which item in the client's budget is a fixed expense? A. Food ...

HUD Practice Exam ...

HUD PREP EXAM ...

lead poisoning causes: - ️️coma, convulsions, death lead - ️️heavy metal that is denser than most common materials. Lead is soft and malleable, and also has a relatively low melting point. Most at risk population for lead poisoning - ️️< 6 years old Neuro-toxic effects from lead: - ️️low IQ, attention deficit, learning/reading disabilities, hyperactivity, behavioral problems Leading cause of lead poisoning - ️️ingestion of leaded dust chelation therapy - ️...

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