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1. Which of the following health insurance policy provisions allows aninsurer to deny a claim that does not occur during the policy period? AReinstatement provision BInsuring clause COwnership provision DConsideration clause: answer- B insuring clause The insuring clause specifies the time frame of the policy period which is generally one year. Therefore, accidents or illnesses occurring prior to the policy's inception date are not covered. (1416) 2. Which of the following statements ...

How long after being entitled to disability benefits will an individual be eligible to receive Medicare benefits? A. immediately B. 1 year C. 2 years D. At age 65 - ANSWER-2 years What is the return of premium rider? A. an increasing amount of term insurance that always equals the total of premiums paid up to the current point B. a provision that allows the insured to cancel the policy in the first two years and have premiums refunded C. an increasing amount of term insurance that equ...

H has suffered a covered disability away from her job and will shortly begin collecting benefits. The insurer sends a letter to H stating that she will not receive any benefit amounts greater than her income. This clause is knownas: A: Over-insurance clause B: free look C: relation of earning to insurance D: relation of economic value - -C: relation of earning to insurance -The insured should be aware of the issue date upon delivery a policy andthe date should be listed on: A: the polic...

1. Given the following set of numbers: 3.3, -2.3, -16, 25 What are the square roots of the whole number? a. +/- 4.0 b. +/- 5.0 c. +/- 3.3 d. +/- 2.3 2. Given the following set of numbers: 10, 2.5, -4, -4.5, 5 What is the sum when adding together only the whole numbers? a. 5.5 b. 15.0 c. 12.5 d. 11.0 3. Given the following expression: What is the correct answer using the proper order of operations? a. 67 b. 25 c. 99 d. 46 4. Given the following expression: What is the correct...

1. A frequency distribution groups data into classes showing the number of observations in each class. True False 2. A frequency distribution for qualitative data has class limits. True False 3. To summarize the gender of students attending a college, the number of classes in a frequency distribution depends on the number of students. True False 4. In frequency distributions, classes are mutually exclusive if each individual, object, or measurement is included in only one category. Tr...

1. A patient comes to the emergency department and tells the triage nurse that he is “having aheart attack.” What is the nurse’s top priority at this time? a. Determine the patient’s personal data and insurance coverage. b. Ask the patient to take a seat in the waiting room until his name is called. c. Request that a nurse collect data for a comprehensive history. d. Ask a nurse to start a focused assessment of this patient now. ANS: D The nurse needs to begin an assessment as soon...

Hypovolemic shock most commonly occurs from blood loss but can occur in any condition that reduces intravascular volume. Hypovolemia is classified as either an absolute (ex. hemorrhage, surgery, gastrointestinal bleeding, vomiting, diarrhea) or a relative (ex. pancreatitis, sepsis) fluid loss. Reduced intravascular volume results in decreased venous return, decreased stroke volume and cardiac output, inadequate tissue perfusion, and impaired cellular metabolism. Clinical manifestations of h...

1. A nurse working in radiology administers iodine to a client who is having a computed tomography (CT) scan. The nurse working on the oncology unit administers chemotherapy to clients who have cancer. At the Public Health Department, a nurse administers a measles–mumps–rubella (MMR) vaccine to a 14-month-old child as a routine immunization. Which branch of pharmacology best describes the actions of all three nurses? A) Pharmacoeconomics B) Pharmacotherapeutics C) Pharmacodynamics D...

1. What is a nursing program considered when certified by a state agency? a. Accredited b. Approved c. Provisional d. Exemplified ANS: B Approved means certified by a state agency for having met minimum standards; accredited means certified by the NLN for having met more complex standards. Provisional and exemplified are not terms used in regard to nursing program certification. DIF: Cognitive Level: Knowledge REF: p. 10 OBJ: 5 TOP: Nursing programs KEY: Nursing Process Step: N/A MSC:...

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