Fixed annuity Study guides, Class notes & Summaries
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ISR3702 Assignment 1 (COMPLETE ANSWERS) Semester 1 2024 (392770) - DUE 15 April 2024
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ISR3702 Assignment 1 (COMPLETE ANSWERS) Semester 1 2024 (392770) - DUE 15 April 2024 ;100% TRUSTED workings, explanations and solutions. for assistance Whats-App.......0.6.7..1.7.1..1.7.3.9......... Mlindwa’s spouse, Fezi, successfully challenged Mlindwa’s testamentary will. The court deemed the will void and set it aside. There was no sale of assets from Mlindwa’s deceased estate. The deceased estate had the following liabilities, which Nongxa had to pay when winding up this estate: 
 ...
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214 Florida Insurance| Questions with 100% correct Answers | Verified
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Which type of insurance protects an agent and even pays claims if a lawsuit is brought against the agent 
as a result of failing to provide a service to a client? - Errors and Omissions Insurance 
Which of the following terms is known as the voluntary relinquishment of a given right or privilege? - 
Waiver 
This Supreme Court case placed the regulation of insurance within the authority of the federal 
government by defining insurance as a form of interstate commerce? - United States v. Southeast...
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214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY ACTUAL EXAM UPDATED
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214 FLORIDA INSURANCE LIFE AND 
VARIABLE ANNUITY ACTUAL EXAM 
UPDATED 
variable annuity - CORRECT ANSWER-there is no guarantee of the dollar amount of 
the payments, they fluctuate according to the value of an account vest primarly in 
common stocks 
join and survivor annuity - CORRECT ANSWER-covers two or more lives and contiunes 
in force so long as any one of them survives 
period certain annuity - CORRECT ANSWER-annuity imcome option that guarantees a 
definite minimum peroid of paymen...
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - ANSWER policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their ri...
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AD Banker Comprehensive Final Exam Questions with answers. 100% pass rate. 2022/2023.
- Exam (elaborations) • 42 pages • 2023
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AD Banker Comprehensive Final Exam Questions with answers. 100% pass rate. 2022/2023. 
 
 
Dividends if declared are paid: 
 
A. Annually 
B. Semi-annually 
C. Monthly 
D. Quarterly - A. Annually 
 
An insured dies within the time limit of an Increasing Term Rider and the beneficiary receives the face amount plus the value of all paid premiums. Which rider is attached to the policy? 
 
A. Return of Cash Value 
B. Term to age 100 
C. Return of Premium 
D. Waiver of Premium - C. Return of Premium ...
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Arizona Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
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Arizona Life and Health Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which statement concerning the Entire Contact provision in an individual accident and health insurance policy is TRUE? 
 
 
Answer: 
The agent doesn't have the authority to change the policy or waive its provisions 
 
 
 
Q: Under the Fair Credit Reporting Act, which statement is true? 
 
 
Answer: 
The consumer who was investigated must be advised that credit, insurance...
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NC Life Insurance Exam Prep Questions and Answers Already Passed
- Exam (elaborations) • 38 pages • 2023
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NC Life Insurance Exam Prep Questions and Answers Already Passed 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner A policy summary and buyer's guide 
All of the following actions are considered rebating EXCEPT Sharing commissions with other licensed and appointed agents 
What benefit does the Payor Clause on a Juvenile Life Policy provide? Premiums are waived if payor becomes disabled 
An agent who signs a blank contract application or policy of insu...
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Texas Life Insurance Exam 2023 with 100% correct answers
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P completes an application for a $10,000 life policy, but does not give the producer the initial premium. P's coverage becomes effective when 
P receives the policy and pays the premium 
 
 
 
A potential client, age 40, would like to purchase a Whole Life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be carrer? 
20-Pay Life accumulates cash value faster than Straight Life 
 
 
 
How does an indexed...
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Annuity – WebCE Exam 2023 Questions with Verified Answers
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Annuitization is - Answer- Accumulated values are converted into a stream of periodic income payments. 
 
How often can payments of annuities be paid out? - Answer- A specified term of years, for life, or a combination of the two. 
 
What is the reason (how has a consumer's priorities and needs shifted) that annuities are well suited for late-life retirement planning? - Answer- When a consumer priorities and needs typically shift from asset accumulation to income distribution 
 
What is the sta...
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Life, Accident and Health Final Exam Questions With 100% Correct Answers
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Life, Accident and Health Final Exam 
Questions With 100% Correct Answers 
Which of the following provides benefits for the treatment of gum disease? 
A. Endodontics 
B. Orthodontics 
C. Periodontics 
D. Prosthodontics - answerC. Periodontics 
The Insured and primary beneficiary die in a common accident. The insured dies at the scene 
and the beneficiary dies thirty six days later. To whom is the $250k death benefit paid? 
A. The State Department of Revenue 
B. The Contingent Beneficiary 
C. The...
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