Ad banker comprehensive Samenvattingen, Aantekeningen en Examens
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AD Banker Comprehensive Exam 2024 Graded A.
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AD Banker Comprehensive Exam 2024 Graded A. 
Which insurer's owner receives taxable corporate dividends as a return of profit? - 
ANSWER Stock 
To make insurance more affordable and protect the insurance company from 
paying out too much in claims, insurers will: - ANSWER Reinsure the risk 
The direct writing distribution model utilizes: - ANSWER Salaried employees 
A good example of Risk Reduction might be: - ANSWER When one takes action 
to minimize the severity of a potential loss 
In insura...
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AD Banker Comprehensive Exam 2024 Graded A.
- Tentamen (uitwerkingen) • 69 pagina's • 2024
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AD Banker Comprehensive Exam 2024 Graded A. 
Which insurer's owner receives taxable corporate dividends as a return of profit? - 
ANSWER Stock 
To make insurance more affordable and protect the insurance company from 
paying out too much in claims, insurers will: - ANSWER Reinsure the risk 
The direct writing distribution model utilizes: - ANSWER Salaried employees 
A good example of Risk Reduction might be: - ANSWER When one takes action 
to minimize the severity of a potential loss 
In insura...
-
AD Banker Comprehensive Exam 2024 Graded A.
- Tentamen (uitwerkingen) • 69 pagina's • 2024
- Ook in voordeelbundel
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- $13.99
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AD Banker Comprehensive Exam 2024 Graded A. 
Which insurer's owner receives taxable corporate dividends as a return of profit? - 
ANSWER Stock 
To make insurance more affordable and protect the insurance company from 
paying out too much in claims, insurers will: - ANSWER Reinsure the risk 
The direct writing distribution model utilizes: - ANSWER Salaried employees 
A good example of Risk Reduction might be: - ANSWER When one takes action 
to minimize the severity of a potential loss 
In insura...
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AD BANKER COMPREHENSIVE FINAL EXAM NEW REVIEW
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AD BANKER COMPREHENSIVE FINAL EXAM NEW REVIEW 
Dividends if declared are paid: 
 
A.	Annually 
B.	Semi-annually C. Monthly 
D. Quarterly - A. Annually
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AD Banker Comprehensive 2024/ 2025 Exam| Questions and Verified Answers| 100% correct| Grade A
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AD Banker Comprehensive 2024/ 2025 Exam| Questions and Verified Answers| 100% correct| Grade A 
 
Q: The relationship of a person who acts on behalf of a company whereby the person's actions can bind the company is known as: 
A. Surplus lines or excess insurance 
B. The law of large numbers 
C. The law of agency 
D. Brokerage business 
 
Answer: 
C. 
 
 
Q: _____________ consists of groups of underwriters called syndicates, each of which specializes in insuring a particular type of risk. 
A. L...
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AD Banker Comprehensive Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest Update)
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AD Banker Comprehensive Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest Update) 
 
Q: When insurance cannot be placed with a licensed insurer, it may be placed with an authorized/non-admitted insurer by a: 
A. General surplus producer 
B. General use producer 
C. General consultant 
D. Surplus Lines broker 
 
 
Answer: 
D. 
 
 
 
Q: In insurance, to determine acceptable risks is the primary responsibility of the: 
A. Underwriter 
B. Adjuster 
C. Auditor 
D. Producer 
 
 
Ans...
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AD Banker Comprehensive Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest Update 2024/ 2025)
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AD Banker Comprehensive Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest Update 2024/ 2025) 
 
Q: Which of the following applies when two parties rely upon the promises of the other? 
 
 
Answer: 
Concept of utmost good faith 
 
 
 
Q: Which of the following is not an unfair claims practice? 
 
 
Answer: 
A. Attempting to settle claims on the basis of an altered application 
Answer:Failing to inform a claimant about appealing arbitration awards 
C. Requiring an insured to sue ...
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AD Banker Comprehensive Exam 294 Questions And Answers 2024 (Verified Answers).
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AD Banker Comprehensive Exam 294 Questions And Answers 2024 (Verified Answers). 
A producer who is acting as an agent is representing: 
A 
The insured, the applicant and the beneficiary 
B 
Always the insured 
C 
The insured and the insurer 
D 
Always the insurer - Correct answer D 
In order to be valid, a contract must be between individuals considered legally able to enter 
into an agreement. This principle is known as: 
A 
Restricted persons 
B 
Considerations 
C 
Competent parties 
D 
Agreem...
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AD Banker Comprehensive Exam / AD Banker Comprehensive Exam Actual Questions and Answers Solved Complete Test Already Passed/verified 100%
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AD Banker Comprehensive 
Exam / AD Banker 
Comprehensive Exam Actual 
Questions and Answers 
Solved Complete Test Already 
Passed/verified 100% 
A producer who is acting as an agent is representing: 
A 
The insured, the applicant and the beneficiary 
B 
Always the insured 
C 
The insured and the insurer 
D 
Always the insurer - CORRECT ANSWER-D 
In order to be valid, a contract must be between individuals 
considered legally able to enter into an agreement. This 
principle is known as: 
A 
Restr...
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AD Banker Comprehensive Exam
- Tentamen (uitwerkingen) • 180 pagina's • 2024
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AD Banker Comprehensive Exam 
 
A producer who is acting as an agent is representing: 
 
A 
The insured, the applicant and the beneficiary 
 
B 
Always the insured 
 
C 
The insured and the insurer 
 
D 
Always the insurer - D 
 
In order to be valid, a contract must be between individuals considered legally able to enter into 
an agreement. This principle is known as: 
 
A 
Restricted persons 
 
B 
 
Considerations 
 
C 
Competent parties 
 
D 
Agreement - C 
 
A company that is licensed to sel...
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