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ACTUAL PRACTICE TEST FOR STATE FARM ESTIMATICS AUTO ADJUSTER CERTIFICATION
ACTUAL PRACTICE TEST FOR STATE FARM ESTIMATICS AUTO ADJUSTER CERTIFICATION ACV - CORRECT ANSWER-actual cash value After Market Parts - CORRECT ANSWER-Parts produced by a 3rd party for use on automobiles. Betterment - CORRECT ANSWER-An improvement made to and automobile that increases its value, rather than a repair that simply maintains its current value BL - CORRECT ANSWER-Blend Blend - CORRECT ANSWER-This operation is equal to half the RF time on a panel. Blend would be necessar...
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- • 5 pages •
ACTUAL PRACTICE TEST FOR STATE FARM ESTIMATICS AUTO ADJUSTER CERTIFICATION ACV - CORRECT ANSWER-actual cash value After Market Parts - CORRECT ANSWER-Parts produced by a 3rd party for use on automobiles. Betterment - CORRECT ANSWER-An improvement made to and automobile that increases its value, rather than a repair that simply maintains its current value BL - CORRECT ANSWER-Blend Blend - CORRECT ANSWER-This operation is equal to half the RF time on a panel. Blend would be necessar...
STATE FARM ESTIMATICS STUDY GUIDE EXAM
STATE FARM ESTIMATICS STUDY GUIDE EXAM Insurance producer - CORRECT ANSWER-An individual or an entity authorized in writing by a lawfully qualified insurance compnay to transact, negotiate or effect contracts of insurance of behalf of that insurance company. Resident Producer - CORRECT ANSWER-Any person that lives in kansas and is licensed to transact insurance business for at least one insurer. A Non-resident producer - CORRECT ANSWER-A producer that lives in some other state;they ...
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- • 3 pages •
STATE FARM ESTIMATICS STUDY GUIDE EXAM Insurance producer - CORRECT ANSWER-An individual or an entity authorized in writing by a lawfully qualified insurance compnay to transact, negotiate or effect contracts of insurance of behalf of that insurance company. Resident Producer - CORRECT ANSWER-Any person that lives in kansas and is licensed to transact insurance business for at least one insurer. A Non-resident producer - CORRECT ANSWER-A producer that lives in some other state;they ...
STATE FARM FIRE INDEPENDENT POLICY ACTUAL FINAL EXAM (QUESTIONS AND ANSWERS)
STATE FARM FIRE INDEPENDENT POLICY ACTUAL FINAL EXAM (QUESTIONS AND ANSWERS) Select the false statement listed below: In the HO-3 policy, the ALE payments will be made only for: Select the single best answer: A. The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. B. If the insured does not rebuild, the time necessary for the insured to relocate in permanent living quarters, but not to exceed 24 months. C. ALE payments can run beyond t...
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- • 15 pages •
STATE FARM FIRE INDEPENDENT POLICY ACTUAL FINAL EXAM (QUESTIONS AND ANSWERS) Select the false statement listed below: In the HO-3 policy, the ALE payments will be made only for: Select the single best answer: A. The shortest time necessary to repair or replace the damaged property, but not to exceed 24 months. B. If the insured does not rebuild, the time necessary for the insured to relocate in permanent living quarters, but not to exceed 24 months. C. ALE payments can run beyond t...
STATE FARM INSURANCE LICENSE EXAM WITH CORRECTLY ANSWERED SOLUTIONS
STATE FARM INSURANCE LICENSE EXAM WITH CORRECTLY ANSWERED SOLUTIONS Abandonment Condition - CORRECTANSWER-A condition often contained in property insurance policies that states that the insured cannot abandon damaged property to the insurer and demand to be reimbursed for its full value. Accident - CORRECTANSWER-A loss that occurs at a specific time and place Actual Cash Value (ACV) - CORRECTANSWER-Today's replacement cost minus depreciation. Depreciation from wear and tear, or obs...
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- • 11 pages •
STATE FARM INSURANCE LICENSE EXAM WITH CORRECTLY ANSWERED SOLUTIONS Abandonment Condition - CORRECTANSWER-A condition often contained in property insurance policies that states that the insured cannot abandon damaged property to the insurer and demand to be reimbursed for its full value. Accident - CORRECTANSWER-A loss that occurs at a specific time and place Actual Cash Value (ACV) - CORRECTANSWER-Today's replacement cost minus depreciation. Depreciation from wear and tear, or obs...
STATE FARM AUTO EXTERNAL CLAIM RESOURCE CERTIFICATION EXAM GRADED A+
STATE FARM AUTO EXTERNAL CLAIM RESOURCE CERTIFICATION EXAM GRADED A+ You're preparing an estimate on a customer's vehicle that requires refinishing of the hood and right front fender only. The hood is the first panel listed on the estimate. According to most Collision Estimating Guides, would refinish overlap be applicable on the hood? Choose the most correct statement. Select the single best answer: A. Overlap would not be applicable on the hood refinish time as it's the first m...
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- • 4 pages •
STATE FARM AUTO EXTERNAL CLAIM RESOURCE CERTIFICATION EXAM GRADED A+ You're preparing an estimate on a customer's vehicle that requires refinishing of the hood and right front fender only. The hood is the first panel listed on the estimate. According to most Collision Estimating Guides, would refinish overlap be applicable on the hood? Choose the most correct statement. Select the single best answer: A. Overlap would not be applicable on the hood refinish time as it's the first m...
STATE FARM POLICY UPGRADED REVIEWED EXAM TEST (ESTIMATICS)
STATE FARM POLICY UPGRADED REVIEWED EXAM TEST (ESTIMATICS) What are Special Limits of Liability? - CORRECT ANSWER-These limits do not increase the Coverage B limit. The special limit for each of the following categories is the total limit for each loss for all property in that category: money, coins and medals, including any of these that are a part of a collection, and bank notes; - CORRECT ANSWER-$200 property used or intended for use in a business, including merchandise held as samp...
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- • 2 pages •
STATE FARM POLICY UPGRADED REVIEWED EXAM TEST (ESTIMATICS) What are Special Limits of Liability? - CORRECT ANSWER-These limits do not increase the Coverage B limit. The special limit for each of the following categories is the total limit for each loss for all property in that category: money, coins and medals, including any of these that are a part of a collection, and bank notes; - CORRECT ANSWER-$200 property used or intended for use in a business, including merchandise held as samp...
STATE FARM PROPERTY RATED RETAKE EXAM (QUESTIONS AND ANSWERS)
STATE FARM PROPERTY RATED RETAKE EXAM (QUESTIONS AND ANSWERS) In property insurance actual cash value is defined as which of the following - CORRECT ANSWER-Replacement cost at the time of the loss, less depreciation Peril is most easily defined as - CORRECT ANSWER-the cause of loss insured against What is a leading factor in the determination of actual cash value - CORRECT ANSWER-replacement cost Replacement cost is defined as - CORRECT ANSWER-full replacement of property at its cu...
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- • 4 pages •
STATE FARM PROPERTY RATED RETAKE EXAM (QUESTIONS AND ANSWERS) In property insurance actual cash value is defined as which of the following - CORRECT ANSWER-Replacement cost at the time of the loss, less depreciation Peril is most easily defined as - CORRECT ANSWER-the cause of loss insured against What is a leading factor in the determination of actual cash value - CORRECT ANSWER-replacement cost Replacement cost is defined as - CORRECT ANSWER-full replacement of property at its cu...
STATE FARM ESTIMATICS AUTO REVIEWED EXAM GRADED A+
STATE FARM ESTIMATICS AUTO REVIEWED EXAM GRADED A+ Competitive Bids - CORRECT ANSWER-The competitive bid process requires that two or more repairers submit competitive estimates or "bids" for a specific repair job. The amount of the low, complete bid is generally considered to be the "competitive" price and is used as the basis for settlement. In all cases, the vehicle owner selects the facility that will perform repairs. PCPs - CORRECT ANSWER-State Farm uses a continuous survey...
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- • 4 pages •
STATE FARM ESTIMATICS AUTO REVIEWED EXAM GRADED A+ Competitive Bids - CORRECT ANSWER-The competitive bid process requires that two or more repairers submit competitive estimates or "bids" for a specific repair job. The amount of the low, complete bid is generally considered to be the "competitive" price and is used as the basis for settlement. In all cases, the vehicle owner selects the facility that will perform repairs. PCPs - CORRECT ANSWER-State Farm uses a continuous survey...
STATE FARM ESTIMATICS PRACTICE EXAM TEST WITH 100% CORRECT ANSWERS
STATE FARM ESTIMATICS PRACTICE EXAM TEST WITH 100% CORRECT ANSWERS Removal of shingles - CORRECT ANSWER-estimate for the actual number of squares (not square feet). No estimating or rounding Replacement of shingles - CORRECT ANSWER-a) Include waste in the calculation -10% - Composite -15% - wood b) Round up to the nearest bundle -Assume 3 bundles per SQ for composite shingles -Assume 4 bundles per SQ for wood What do wood shingle estimates always end with? - CORRECT ANSWER-fourths....
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- • 10 pages •
STATE FARM ESTIMATICS PRACTICE EXAM TEST WITH 100% CORRECT ANSWERS Removal of shingles - CORRECT ANSWER-estimate for the actual number of squares (not square feet). No estimating or rounding Replacement of shingles - CORRECT ANSWER-a) Include waste in the calculation -10% - Composite -15% - wood b) Round up to the nearest bundle -Assume 3 bundles per SQ for composite shingles -Assume 4 bundles per SQ for wood What do wood shingle estimates always end with? - CORRECT ANSWER-fourths....
STATE FARM ESTIMATICS EXAM TEST WITH COMPLETE SOLUTIONS
STATE FARM ESTIMATICS EXAM TEST WITH COMPLETE SOLUTIONS The formula for determining the area of a trapezoid is: Select the single best answer: A. [(Base1 + Base2) ÷ 2] x Height B. ½ Base x Height C. Base x Height D.
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- • 5 pages •
STATE FARM ESTIMATICS EXAM TEST WITH COMPLETE SOLUTIONS The formula for determining the area of a trapezoid is: Select the single best answer: A. [(Base1 + Base2) ÷ 2] x Height B. ½ Base x Height C. Base x Height D.
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