Variable annuity Study guides, Class notes & Summaries
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Texas General Lines - Life, accident and health insurance PRACTICE EXAM Questions and Answers with complete solutions
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Texas General Lines - Life, accident and health insurance 
PRACTICE EXAM Questions and Answers with complete 
solutions 
LIFE SECTION 1 
1) Sandra Timms, age 27, is advised by her producer to purchase Life insurance to 
cover a 20-year-amortized $50,000 business-improvement loan. Which of the following 
plans would adequately protect Ms. Timms at the minimum premium outlay? 
A- $50,000 Whole Life policy 
B- $50,000 Level Term policy for 20 years 
C- $50,000 20 Pay Life policy 
D- $50,000 Decreas...
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LIFE, HEALTH & VARIABLE ANNUITY EXAM QUESTIONS AND ANSWERS LATEST UPDATE 2024/2025 (100% Correct)
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LIFE, HEALTH & VARIABLE ANNUITY (2-15 EXAM) QUESTIONS AND ANSWERS LATEST UPDATE 2024/2025 (100% Correct) Insurance concept founded on the ability to predict the approximate number of deaths or 
frequency of disabilities within a certain group during a specific time. - CORRECT ANSWERS 
Law of Averages 
An owner is worried that employees will help themselves to products on the shelf without 
paying for them. This is an example of what type of hazard? - CORRECT ANSWERS Moral 
Hazard 
Won't fly an ...
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LIFE, HEALTH & VARIABLE ANNUITY (2-15 EXAM) QUESTIONS AND ANSWERS LATEST UPDATE 2024/2025 (100% Solved)
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LIFE, HEALTH & VARIABLE ANNUITY (2-15 EXAM) QUESTIONS AND ANSWERS LATEST UPDATE 2024/2025 (100% Solved) An owner is worried that employees will help themselves to products on the shelf without 
paying for them. This is an example of what type of hazard? - CORRECT ANSWERS Moral 
Hazard 
Won't fly an airplane, never drives a car and keeps money out of the stock market is known 
as what type of risk ? - CORRECT ANSWERS Risk Avoidance 
Only pure risk is insurable. TRUE or FALSE? - CORRECT ANSWERS T...
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Florida 2-15 Insurance License Exam
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Accumulation units are converted into annuity units: - Answer- at the time of annuity payout. 
 
A group life insurance plan in which the employer pays the entire premium is known as a ________________ plan. - Answer- noncontributory 
 
If a disabled worker covered under Social Security disability benefits recovers and then is disabled again within five years, a new waiting period is required before benefits begin again. - Answer- FALSE 
 
Robert had an accident and qualified for Social Security...
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Florida Life, Health and Variable Annuity Exam/Answered/A+Rated/2023/2024
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Florida Life, Health and Variable Annuity Exam/Answered/A+Rated/2023/2024 
Categories of Life Insurance 
Ordinary, Industrial and Group 
Ordinary Life 
is individual life insurance that includes many types of TERM and PERMANENT 
insurance and is usually paid with monthly premiums. Is the principal type of life 
insurance purchased in the United States. 
Industrial Insurance 
small issue amounts with premiums collected weekly or monthly by agents at 
policyowner's home. Also known as BURIAL I...
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Annuity – WebCE Exam 2023 Questions with Verified Answers
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Annuitization is - Answer- Accumulated values are converted into a stream of periodic income payments. 
 
How often can payments of annuities be paid out? - Answer- A specified term of years, for life, or a combination of the two. 
 
What is the reason (how has a consumer's priorities and needs shifted) that annuities are well suited for late-life retirement planning? - Answer- When a consumer priorities and needs typically shift from asset accumulation to income distribution 
 
What is the sta...
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PSI Practice Exam - Life Insurance Questions and Answers Rated A+
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PSI Practice Exam - Life Insurance Questions and Answers Rated A+ 
For an individual long-term care policy there is an annual dollar limit for tax deductions that is based on which of the 
following? 1. age 
2. cost of care 
3. policy value 4. premium cost 1 
The group conversion option is allowed for all of the following EXCEPT 
1. termination of the master policy . 
2. loss of group coverage due to termination of employment. 
3. upon the loss of eligibility on the part of a class of insureds. ...
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Life, Accident and Health Final Exam Questions With 100% Correct Answers
- Exam (elaborations) • 30 pages • 2024
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Life, Accident and Health Final Exam 
Questions With 100% Correct Answers 
Which of the following provides benefits for the treatment of gum disease? 
A. Endodontics 
B. Orthodontics 
C. Periodontics 
D. Prosthodontics - answerC. Periodontics 
The Insured and primary beneficiary die in a common accident. The insured dies at the scene 
and the beneficiary dies thirty six days later. To whom is the $250k death benefit paid? 
A. The State Department of Revenue 
B. The Contingent Beneficiary 
C. The...
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Florida Life and Variable Annuity Latest 2024 100% Pass
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Florida Life and Variable Annuity Latest 2024 100% Pass variable annuity there is no guarantee of the dollar amount of the payments, they fluctuate according to the value of an account vest primarly in common stocks 
join and survivor annuity covers two or more lives and contiunes in force so long as any one of them survives 
period certain annuity annuity imcome option that guarantees a definite minimum peroid of payments 
life annuity payable during the continued life of the annuitant. No prov...
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214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY NEWEST 2024-2025 ACTUAL QUESTIONS AND VERIFIED SOLUTIONS|ALREADY GRADED A+ 100%TUTOR VERIFIED
- Exam (elaborations) • 12 pages • 2024
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214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY NEWEST ACTUAL QUESTIONS AND VERIFIED SOLUTIONS|ALREADY GRADED A+ 100%TUTOR VERIFIED
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