Dwelling policy Study guides, Class notes & Summaries
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Exam FX Chapter 3 - Dwelling Policy Questions With Complete Solutions
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what are the 3 separate coverage forms available under the dwelling program? correct answer: basic, broad, and special 
 
In practice, the dwelling property policy is commonly used to insure ______ _______ correct answer: rental dwellings 
 
what are the corresponding form numbers for dwelling property policies? correct answer: DP-1, DP-2, DP-3 
 
Dwelling Property Policy can be purchased to insure properties solely used for residential purposes in what situations? correct answer: 1. Up to 5...
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LA ADJUSTER SERIES 204: HOMEOWNER INSURANCE QUESTIONS AND ANSWERS 100% ACCURATE
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LA ADJUSTER SERIES 204: HOMEOWNER INSURANCE QUESTIONS AND ANSWERS 100% ACCURATELA ADJUSTER SERIES 204: HOMEOWNER INSURANCE QUESTIONS AND ANSWERS 100% ACCURATELA ADJUSTER SERIES 204: HOMEOWNER INSURANCE QUESTIONS AND ANSWERS 100% ACCURATE 
multi-line policies - ANSWER-HO policies are _ which mean they combine property and casualty coverages in the same policy. it packages several coverages related to a specific type of exposure, and it reduces the number of policies one has to purchase. 
 
person...
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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64
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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64 
Mason has suffered a $42,000 loss to his commercial building due to fire. The building is covered under the Building & Personal Property coverage form and had been vacant for 74 days. The insurer would have paid the entire loss if the building had been occupied, but what will they pay because the insured building was considered vacant? 
 
$28,980. 
$42,000. 
$6,300. 
$35,700. - ANS For a loss that would otherwise be covered f...
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Texas Property & Casualty Insurance License Exam With Accurate Answers 2023
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Texas Property & Casualty Insurance License Exam with Accurate Answers 2023 
 
In order to be considered legally binding, an insurance contract must include all of the following - Offer and acceptance. 
Competent parties. 
Consideration 
(The four essential elements of all legal contracts are offer and acceptance, consideration, legal purpose, and competent parties.) 
 
With respect to a bonded contractor who defaults on a construction performance contract, which of the following statements is...
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ExamFx property and casualty | 976 Questions with 100% Correct Answers | 141 Pages
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1. In dwelling policies, automatic increase in insurance is 
(Choose from the following options) 
1. Coverage for newly acquired property. 
2. Coverage by endorsement. 
3. Automatic coverage. 
4. Coverage without additional premium. - 2. Coverage by endorsement. 
2. Personal business property out in the open is covered under Commercial Property 
Policy only while 
(Choose from the following options) 
1. Within 150 feet of the described premises. 
2. Within 100 feet of the described premises. 
3....
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers Graded A+
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers Graded A+ 
 
Dram Shop Liability refers to: Liquor Law Liability. 
 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? Neglect. 
 
To be eligible for the New York assigned risk auto plan a person must: Hold a valid driver's license. 
 
A...
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Property and Casualty Insurance Exam – Georgia correctly answered 2023 rated A+
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Property and Casualty Insurance Exam – Georgia correctly answered 2023 rated A+BPP building coverage insures the building at the described location, outdoor, fixtures, furnitures, items used to service the property, permanently installed machinery and equipment, and additions under construction, including the materials, supplies, and equipment. HO limits of property at other residences the larger of $1000 or 10% Coverage C. Limit does not apply if property is moved because the residence premis...
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Property & Casualty Insurance License Test Updated 2022 > Pass the P&C Insurance Licensing Exam With Flying Colors.
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Property and casualty insurance Exam Questions and Answers Updated Nov 2022. 
A banker is ready to close on a customer's loan. The bank is prepared to offer the loan but only if the customer purchases a life insurance policy from the bank in the amount of the loan. This is an example of 
 
A builder's risk form is most often written as which of the following? 
 
A building is insured, but no one has lived or worked in it for 10 years. The building is completely empty of any furniture or perso...
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NY Independent General Adjuster Exam - Series 17-70 (+180 Questions and Answers |Guarantee Pass
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NY Independent General Adjuster Exam - Series 17-70 (+180 Questions and Answers |Guarantee Pass 
Dram Shop Liability refers to: {{Correct Ans- Liquor Law Liability. 
 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? 
{{Correct Ans- Neglect. 
 
To be eligible for the New York assigned risk auto plan a person mus...
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Exam Fx-Property and Casualty Exam | 90 Questions with 100% Correct Answers
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To be considered an insurable risk, a loss may NOT be - catastrophic 
Which of the following persons would be required to hold a producer license? - a 
nonresident agent who negotiates insurance contracts 
Which of the following is the oldest known type of insurance? - ocean marine 
The contents coverage on a homeowners policy would pay how much after the loss of 
one of a pair of golden candlesticks? - the difference in the actual cash value as a 
pair and as a single 
Which of the following ad...
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