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California Life, Accident, and Health Insurance | Bundled Exams with complete solution | everything you need

California Life, Accident, and Health Insurance | Bundled Exams with complete solution | everything you need

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California Life, Accident, and Health Insurance | 160 Questions with 100% correct answers | verified

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What distinguishes a deferred annuity from an immediate annuity? - The time at which benefit payments start Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficia...

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California Laws and Ethics Pertinent to Insurance

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The California Insurance Code defines "policy" as a(n) accepted offer promissory arrangement written contract written quotation - written contract A "policy" as described by the California Insurance Code is a written contract in which one party promises to indemnify another against loss th...

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CA Life Insurance | Questions with 100% correct answers | verified

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A key person is typically all of the following, except: - -Not directly involved in sales, production, or service Key persons are employees whose contributions have a significant impact on the revenue and profitability of the company, especially in small businesses. They are typically: part of th...

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California Life Insurance Exam | Questions with 100% correct answers | verified

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What is meant by referring to an insurance policy as a unilateral contract? - Only one party makes a legally enforceable promise. When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? - At all times. Any situation that presents the possibili...

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California Property and Casualty Insurance | Questions with 100% correct answers | verified

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What is the required rate discount under a Good Driver Discount policy? - 20% below the rate the insured would have been otherwise charged for the same coverage All the following are authorized activities for the Limited Automobile Insurance Agent EXCEPT if the agent - Charges and collects a brok...

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California Commercial Insurance | Questions with 100% correct answers | verified

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What is a Modular Policy? - A modular policy is a policy consisting of several different documents, none of which by itself forms a complete contract. What is a Commercial Package Policy (CPP)? - A Commercial Package Policy is a modular policy that combines different forms and more than one line ...

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California Life, Accident, and Health Licensing | Questions with 100% correct answers | verified

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Co-insurance - The policy provision which requires the insurer and the insured to share in the cost of services rendered Exclusion ratio - The formula which is used by the IRS to determine how much is taxable to an annuitant during the pay out period. Occupational policy - When a disability inco...

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